Global Trade
Bank of England Publishes Quarterly High Loan-to-Income Mortgage Data
The PRA has begun quarterly publication of the share of new regulated mortgages at loan-to-income ratios of 4.5 or above, alongside a 15% limit.
Bank of England
Follow Bank of England through DatelineHQ reporting. 6 reports with clear summaries and linked sources.
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The Prudential Regulation Authority started publishing a quarterly aggregate figure for the share of new regulated mortgage contracts at loan-to-income ratios of at least 4.5 times income, under policy effective 28 October 2026. The latest data show the high LTI share rising from 9.7% in 2025 Q3 to 14.1% in 2026 Q2.
Bank of England Publishes Quarterly High Loan-to-Income Mortgage Data ↗
Global Trade
UK Finance Sector Tests Response to Global Cloud Outage
Bank of England-chaired CMORG ran SIMEX26 on 8 October 2026, a crisis exercise with 38 major banks and market operators on a global cloud services disruption.
Global Trade
BoE's Bailey: Financial System Resilient, but Repeated Shocks Test Stability
Bank of England Governor Andrew Bailey says the financial system has weathered shocks but warns of weaker growth, supply disruptions, sovereign debt and AI risks.
Global Trade
Bank of England PRA Proposes Automatic Indexation of 128 Regulatory Thresholds
The PRA proposes linking 128 banking, insurance and credit union thresholds to nominal GDP, with the first change due in 2031 and consultation open until February 2027.
Global Trade
Bank of England appoints two members to enforcement committee
Carlos Conceicao and Alexander Justham join the Bank of England's Enforcement Decision Making Committee, which rules on contested enforcement cases.
Global Trade
PRA Digest: Captive Insurance Roundtable, IFRS 9 Feedback and Delayed Liquidity Policy
UK PRA September 2026 digest covers captive insurance roundtable feedback, IFRS 9 expected credit loss review letter and a liquidity policy statement delay.